12.1. The Service Provider shall hold all Client monies in a designated trust account ("Trust Account") maintained with a bank appointed by the Service Provider for this purpose ("Bank").

12.2. All Client monies and digital assets received by the Service Provider shall be held by it as trustee, segregated from its own assets.

12.3. Such monies and digital assets shall not form part of the assets of the Service Provider for insolvency or winding-up purposes.

12.4. In the event of a winding-up, bankruptcy, or upon the appointment of a provisional liquidator of the Service Provider, all such monies and digital assets shall be promptly returned to the respective Clients.

12.5. The Service Provider shall maintain detailed records of all Client monies and digital assets held in trust to ensure proper attribution and prompt return when required.

12.6. The Service Provider shall not be liable for any loss or damage to Client funds or assets resulting from bank failures, market fluctuations, or any other causes beyond the Service Provider's reasonable control.

12.7. The Service Provider shall manage all Client funds and assets in compliance with applicable laws and regulations governing virtual asset service providers.